A. I’m sure you do feel sick inside. If you didn’t feel that way to some extent, you’d be a terrible person. This is your child we’re talking about. And even though he brought this on himself by being a twerp, and you guys are simply following through on the agreement, it hurts you because you’re human — and a good mom.

It may seem extreme to some folks, but what you guys did wasn’t capricious or arbitrary. There was a deal in place, and he knew the terms of the contract. If someone worked for me and did or said or tweeted the kind of stuff you’re talking about, I’d fire them on the spot. This kid has got to learn how to behave in the culture and that there are consequences for breaking your word and violating contracts.

But here’s some good news for you. You married a real man — a strong and loving man. What he did took a ton of strength and courage. There are so many wimps in our culture today, but you married a good one. And whether this kid realizes it or not, he’s got one heck of a dad who really cares.
I’ll give you a prediction. Within 30 days, your kid comes home wagging his tail behind him. Even if he’s stubborn, being hungry and strapped for cash — along with losing his wheels — will solve a lot of that. From diapers until they’re out of the house, and even after they’re out of the house, you make a lot of those kinds of calls if you’re a good parent.

Q. I’m 45 years old and a single mom. I have a decent job, but I want to go back to school to become a nurse. The money would be much better than what I make now, but I’d have to take out student loans to make this happen. Is it worth the risk?

A. Is nursing a field worth pursuing, especially when it is something you love and would increase your income significantly? You bet! Nursing is a very honorable profession. Am I going to tell you to take out loans to make it happen? Absolutely not!

Save as much as you possibly can first — even if it’s just a little each month. Then, I want you to look into Pell Grants, traditional and non-traditional scholarships and what I call the “indentured servitude” program. There’s still something of a nurse shortage in this country, and there are hospitals and drug companies that will agree to pay your school bills if you go to work for them afterwards for a specific number of years.

Gaining knowledge and improving yourself and your career prospects are all good things. But stay away from student loan debt. It’s bad and unnecessary!