Dave Ramsey Says
Dave Ramsey Says (89)
Money is a source of conflict in nearly a third of all relationships, according to a survey by the American Psychological Association.
When it comes to budgeting, two can quickly turn into a crowd. That’s because some of us like to save our nickels, while others would prefer to spend every last dime. And it’s hard to get the other person to change their mind. (Okay, so you might be a little stubborn too.)
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Wednesday, 10 February 2016 09:42
What Dave says about Allowance and Credit Cards
Written by Dave Ramsey
Q. Our son just turned 8 years old. Is it time to start giving him an allowance?
A. There’s never a time for an allowance, no matter the child’s age. In my mind, that kind of thinking is the best way to plant the seeds of entitlement. You want your son growing up with the idea that he’s owed money simply because he’s alive.
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Q. How do you have a wedding without debt?
A. Wow, where do I start on this one? I guess the best way is to tell the truth.
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Q. Our son is a senior in college. We all signed a contract before he left for school a few years ago stating that we would pay for school and provide him a car to drive as long as he maintained good grades and behaved in a respectful and mature manner. Over the last couple of years, his grades have dropped and he’s been acting more and more disrespectful. We learned recently that he even told a family friend that he hated us. My husband went to confront him about his behavior and this statement, and our son admitted he said it and was unrepentant. My husband immediately took the car and cut off his cell phone, like we had agreed. But now, I just feel sick with worry. Did we do the right thing?
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Q. With all the economic problems in the country today, what can college students do to avoid money problems in the future?
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Q. I’m accepting a new job out of state. My wife and I will be in this new area for at least two years, and we’re not sure if we should rent or buy a house.
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Q. My wife and I are thinking about selling our home. I was recently let go from the military due to downsizing, and I’ve begun a job in real estate but things are starting slowly. My wife brings home about $3,500 a month as a teacher, and the only debt we have is our house payment of $1,616 a month. I was given a $35,000 severance package, but we need some advice to help bridge the financial gap.
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Tuesday, 04 August 2015 20:59
Rebates, Interest Only Mortgage, and Budget Motivation
Written by Dave Ramsey
Q. How do cash-back rebates work on electronics and other items?
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Q. What are the long-term effects of declaring bankruptcy?
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Thursday, 04 June 2015 15:05
Giving above Tithe and Cash or Mortgage for house
Written by Dave Ramsey
Q. My wife and I go to a small church where we tithe. The church is continually asking for contributions to other charities and causes, and we don’t have the money to give to them all while we’re sticking to our budget and getting out of debt. The worst part is that we get pretty aggressive pushback when we say no. What can we do?
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